End User License Agreement

Introduction

IronVest, Inc. ("IronVest") is willing to license this software, the mobile application, browser extension, desktop application, and web application to you only upon the condition that you accept all the terms contained in this Software License Agreement ("Agreement"). Please read the Agreement carefully. By accepting this Agreement you are agreeing to be bound by the terms of this Agreement. If you do not agree to all of the terms of this Agreement, you will not be licensed this Software, and you should not use IronVest.

Application

IronVest offers tools, features, or functions accessible via a mobile device, browser extension, desktop application, or web application (each individually and collectively referred to herein as an "App" or "Apps") to securely store passwords, help protect your personal information, help secure your privacy online, and related purposes (the "Service"). The Service also includes any related documentation, and any updates and upgrades that replace or supplement the Service in any respect and which are not distributed with a separate license. Please see IronVest's Privacy Notice for more detail on how IronVest handles your personal information.

Third Party Services

IronVest Apps can be downloaded from our website or a third-party platform, such as the Apple iOS Store or Apple's MacOS Store (together, "Apple Store"), or Google Play ("Third Party Platform"). Your use of Third Party Platforms is subject to the privacy practices and terms of service of the applicable Third Party Platform. Any personal information that you submit to IronVest through a Third Party Platform is subject to IronVest's Privacy Policy.

Consent

By installing, copying, or otherwise using IronVest Apps, you agree to the terms of this Agreement. If you do not agree to the terms of this Agreement, you may not install or use IronVest Apps.

Use

You may install IronVest Apps on one or more web browsers, and install and access IronVest Apps on one or more smartphones, tablets, or other mobile devices that you own or control. Under no circumstance may you view, modify, decompile, or create derivative work from IronVest Apps' source code.

Biometric Data

The IronVest Apps collect, use, and store biometric data to authenticate your identity and provide you access to the Apps. You agree to this collection, use, and storage. Unless you provide express written consent, IronVest will not sell, lease, or trade your biometric information, nor will IronVest disclose or disseminate your biometric information except pursuant to a court order, subpoena, or otherwise as required by law. IronVest will destroy any biometric information in its possession no more than thirty days after the date you terminate your account, or within thirty days of the date, if any, by which a court, regulator, or statute of limitations would require a longer retention period. Please see the Privacy Notice for more information regarding how IronVest handles your biometric information.

Disclaimers and Exclusions

IRONVEST IS PROVIDED "AS IS." TO THE FULL EXTENT PERMITTED BY LAW, IRONVEST DISCLAIMS ALL WARRANTIES, REPRESENTATIONS AND CONDITIONS, EXPRESS, STATUTORY AND IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES THAT MAY ARISE FROM COURSE OF DEALING, COURSE OF PERFORMANCE OR USAGE OF TRADE. IRONVEST DOES NOT WARRANT, AND MAKES NO REPRESENTATION AS TO, THE COMPLETENESS, ACCURACY, OR SUITABILITY OF IRONVEST FOR YOUR PURPOSES.

WITHOUT LIMITING THE ABOVE, TO THE EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL IRONVEST OR ANY OF ITS LICENSORS OR AFFILIATES BE LIABLE FOR ANY LOSS OR DAMAGES OF ANY KIND, WHETHER DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, COVER, OR EXEMPLARY, RESULTING FROM YOUR ACCESS TO AND USE OF IRONVEST, INCLUDING BUT NOT LIMITED TO RESULTING FROM ANY DEFECT, ERROR, FAILURE TO PERFORM, MISDIRECTION OR DELAY IN OPERATION OR TRANSMISSION, LINE FAILURE, OR COMPUTER VIRUS, WORM, TROJAN HORSE, OR OTHER HARMFUL ELEMENT. THIS DISCLAIMER IS APPLICABLE TO ANY DAMAGE OR INJURY ARISING FROM NEGLIGENCE, MISUSE OR FAILURE TO USE IRONVEST, UNAUTHORIZED MODIFICATION OF ANY DATA IN IRONVEST, OR ANY OTHER CAUSE. THESE LIMITATIONS SHALL APPLY EVEN IF IRONVEST HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF IMPLIED WARRANTIES, SO SOME OR ALL OF THE FOREGOING EXCLUSIONS AND LIMITATIONS MAY NOT APPLY TO YOU.

Waiver

The failure of IronVest to exercise or enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision and the other provisions of this Agreement shall remain in full force and effect.

Changes to the Terms of This Agreement

IronVest reserves the right to modify the terms of this Agreement. IronVest will inform you of any changes via email or an in-app notification. If you do not agree to the terms of a revised Agreement, you may terminate this Agreement and you will no longer be licensed to use IronVest Apps.

Limitation of Liability

In no event will IronVest be liable to you for any damages, claims or costs whatsoever, or for any consequential, indirect, incidental damages, or any lost profits or lost savings, even if IronVest has been advised of the possibility of such loss, damages, claims or costs, or for any claim by any third party. In any case, IronVest's aggregate liability under this Agreement shall not exceed the greater of $100.00 or the fees paid by you to IronVest to access IronVest Apps during the month preceding the date upon which you became aware of the issue for which you seek liability against IronVest. This limitation and exclusion of liability applies even if this remedy does not fully compensate you for any losses or fails of its essential purpose.

Intellectual Property

The copyright, trademark, patent, and all other intellectual property rights associated with IronVest Apps (and any copies you are authorized to make herein) are owned by IronVest or its suppliers. The structure, organization and code of IronVest Apps are valuable trade secrets and confidential information of IronVest. IronVest Apps are protected by law, including without limitation the copyright laws of the United States and other countries, and by international treaty provisions. Except as expressly stated herein, this Agreement does not grant you any intellectual property rights, and all rights not expressly granted are reserved by IronVest.

Export

IronVest Apps may be subject to import and export laws in your country. You agree to comply with all applicable import and export laws and regulations of any jurisdiction.

Termination

You may terminate this Agreement by destroying or returning to IronVest all copies of IronVest Apps in your possession. This Agreement terminates immediately if you breach any provision of this Agreement. IronVest may terminate this Agreement and your license at any time and for any reason, with or without cause, by providing you advance notice or upon your breach of this Agreement. Upon termination, you must destroy all copies of IronVest Apps in your possession.

App Store Terms (Apple)

The following additional terms apply if you download any IronVest App from the Apple Store:

• You acknowledge that this Agreement is between IronVest and you only, and not with Apple.
• Your use of any IronVest App must comply with the Apple Store terms of service.
• You agree that Apple has no obligation to provide you with maintenance and support services.
• In the event of any failure of any IronVest App to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price, if any, for the IronVest App to you; to the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the IronVest App.
• You agree that Apple is not responsible for addressing any claims by you or any third party relating to the IronVest App, including, but not limited to: (a) product liability claims; (b) any claim that the IronVest App fails to conform to any applicable legal or regulatory requirement; and (c) claims arising under consumer protection, privacy, or similar legislation.
• You agree that, in the event of any third-party claim that the IronVest App or your possession and use of the IronVest App infringes that third party's intellectual property rights, IronVest, not Apple, will be solely responsible for the investigation, defense, settlement, and discharge of any such intellectual property infringement claim.
• You agree to comply with any applicable third-party terms when using the IronVest App.
• You agree that Apple and its subsidiaries are third-party beneficiaries of this Agreement, and that upon your acceptance of the terms and conditions of this Agreement, Apple will have the right (and will be deemed to have accepted the right) to enforce this Agreement against you as a third-party beneficiary of this Agreement.

Governing Law

This Agreement will be governed by and construed in accordance with the laws of New York, without giving effect to any conflict of laws provisions.