Choose Your Level of Protection

Ivy Pro gives you complete individual protection with 50 masked emails, 35 virtual cards, and all core security features. Ivy Ultimate removes all limits - you get unlimited masked emails, unlimited virtual cards with reload capability, priority support, and early access to new features. Choose Ultimate if you want maximum flexibility and zero restrictions.

Virtual cards can be funded via ACH (bank transfer) or credit/debit card. ACH funding is completely fee-free. Credit and debit card funding carries a 2.9% + $0.30 processing fee per transaction. This fee covers the payment processing costs from the card networks. We recommend ACH funding for the most cost-effective experience.

Add Money is an Ultimate-exclusive feature that lets you reload your virtual cards with additional funds. With Pro, each virtual card can only be funded once. With Ultimate, you can top up any card anytime - perfect for recurring subscriptions or merchants you trust. This gives you full control over your spending without needing to create new cards.

Absolutely. You can cancel your subscription at any time from your account settings. There are no cancellation fees or long-term commitments. If you cancel, you'll continue to have access to your plan features until the end of your current billing period.

We offer a 14-day money-back guarantee, no questions asked. If you're not completely satisfied with Ivy within the first 14 days of your subscription, simply contact our support team and we'll process a full refund. We want you to feel confident in your decision.

We accept all major credit and debit cards (Visa, Mastercard, American Express, Discover), as well as Apple Pay and Google Pay. For virtual card funding, we also support ACH bank transfers for fee-free transactions.

Your data security is our top priority. Ivy uses zero-knowledge architecture, which means we never have access to your passwords or personal data. All data is encrypted end-to-end with AES-256 encryption. We're SOC 2 Type II certified and undergo regular third-party security audits. Your biometric data is processed on-device and never leaves your phone.

Masked phone numbers are currently available in 15 countries: United States, United Kingdom, Canada, Australia, Germany, France, Spain, Italy, Netherlands, Sweden, Norway, Denmark, Finland, Ireland, and Switzerland. We're actively expanding to more countries. Each Pro and Ultimate plan includes 1 masked phone number with full SMS and call forwarding capabilities.