Masked Payments
Shop without worry
Use virtual cards to protect your real payment information from data breaches, fraud, and unwanted subscriptions.
Your Virtual Card
Locked & Protected
Ivy Virtual
4829 2741 0936 8203
Expires
04/29
CVV
•••
Limit
$250
This is a demo. Sign up to create real virtual cards.
Why Virtual Cards Matter
Your real card number is at risk every time you shop online.
Security
Generate unique card numbers for every purchase. If a merchant gets breached, your real card is never exposed. Cancel any virtual card instantly with one click.
Privacy
Merchants never see your real card details. Each virtual card can be locked to a single merchant, preventing unauthorized charges from anyone else.
Control
Set spending limits, pause subscriptions, and cancel cards instantly. Take full control of every payment without affecting your real bank account.
How it works
Three steps to safer payments.
STEP 01
Create Virtual Cards
Generate a new virtual card number in seconds. Choose one-time use cards for single purchases or merchant-locked cards for subscriptions.
STEP 02
Shop Securely
Use your virtual card at checkout just like any other card. The merchant processes the payment normally but never sees your real card details.
STEP 03
Stay in Control
Monitor all transactions in real time. Pause or cancel any card instantly. Set spending limits to prevent unexpected charges. Your real card stays completely protected.
$32B
Fraud Losses
1.6B
Breached Cards
50K+
Users Protected
1.5M+
Cards Created
Frequently Asked Questions
Everything you need to know about virtual cards.
Are virtual cards accepted everywhere?
Yes. Ivy virtual cards work anywhere that accepts Visa or Mastercard. They function exactly like a regular card for online purchases.
Can I set spending limits on virtual cards?
Yes. You can set maximum spend amounts, limit cards to single use, or lock them to specific merchants. This prevents unexpected charges and keeps subscriptions under control.
What happens if a merchant is breached?
Only the virtual card number is exposed, not your real card. Simply cancel the compromised virtual card and create a new one. Your real bank account and card details are never at risk.
Can I cancel a subscription with virtual cards?
Yes. If you want to cancel a subscription, simply pause or delete the virtual card associated with it. The merchant can no longer charge you, even if they make it difficult to cancel through their website.
How quickly can I create a virtual card?
Instantly. When you reach a checkout page, Ivy can generate a new virtual card in seconds. You can also pre-create cards from the dashboard for use anytime.
Trusted by real people.
From first-time smartphone users to senior engineers.
50K+
Protected users
2M+
Threats blocked
4.8
App Store rating
99.9%
Uptime
"I haven't thought about security once in 6 months."
"I used to worry constantly about my accounts getting hacked. With Ivy, it just... handles itself. The biometric login is so seamless I forget it's even there."
"100+ masked emails. Zero spam in my real inbox."
"When a service gets breached, I just delete that masked email. My real address has never been exposed. It's the most elegant solution I've ever used."
"Ivy caught a fraud attempt I would have missed."
"A site I was about to buy from had a trust score of 1.8. Ivy flagged it, I used a masked card, and the site disappeared two days later. My real card was never touched."
Join 50,000+ Protected Users
Pay without
risk.
Start using virtual cards to protect every purchase. Setup takes 60 seconds.
Cancel anytimeWorks on all devices